• free confindential personal stewardship counseling, education, debt management programs and negotiating with creditors in eliminating debt in the fastest time period possible.
• free budget, credit, debt, financial and, housing counseling with a bonded, certified, licensed professional

• lower interest rates, fees and monthly payments
• credit reports and evaluation
• establish budget and financial goals
• stop collection calls/harrasment
• pay off debts in the fastest time period possible
• automatic bill payment
• settle accounts for as low as 50%
• money management education
• debt consolidation

*No obligation*

Hawaii Credit Counseling Service
PO Box 17404
Honolulu, Hawaii 96817
Tel: (808) 842-5752 Fax: (808) 842-0044
Toll Free: (800) 320-5777